Baby Boomers preparing for retirement, or empty-nesters thinking about finding more convenient living arrangements, are the perfect candidates for 55+ community living. The types of 55+ community living facilities include RV and mobile home parks, senior-only apartment/condo communities, independent living homes, and assisted care facilities.
With so many options available the choices narrow depending on the individuals’ needs and financial situation. Continuing income, whether it be from Social Security, a pension, or investments, will have to cover the cost of retirement housing, health insurance, and medical costs, food, vehicle or transportation expenses, utilities, and recreation. If you’re thinking about making a move to an active 55+community, here are some pros, and cons:
- Reduced home and yard maintenance allows time to travel or to follow a passion.
- A community full of similarly aged people is conducive to making friends.
- 55+ communities encourage an active lifestyle with services and amenities.
- Low-maintenance can still mean dealing with some home repairs and upkeep like replacing a furnace or roof.
- 55+ communities can be quite large. While most communities have a centralized clubhouse, it may require driving to participate in activities.
- Most 55+ communities don’t offer whole-body wellness programs or higher levels of on-site care. If you should ever need additional care, you’ll have to make another move.
Life in a 55+community, however, can also allow seniors to economize. The membership or homeowner’s dues usually covers water, trash pickup, grounds keeping, and snow/ice removal. The fees will also include the use of facilities like swimming pools, tennis or handball courts, and fitness centers.
A 55+ community ensures that the residents can enjoy their privacy and interact with other members of the community as they like. Most adult communities offer organized events and have a central clubhouse where residents can socialize. With people living longer now due to active lifestyles and better medical care, the number of active adult communities being built shows no sign of slowing down anytime soon. Seniors looking to get more out of life will likely continue to fuel this growth for years to come.
For more information on a 55+ community in Garner, NC. Contact The Tapestry at 919-772-4663.